5.31.2007

Credit Clutter

I just invested five minutes in another great way to stem the avalanche of junk mail at our house. You can opt out of receiving pre-screened credit card offers by calling 1-888-567-8688 (1-888-5OPTOUT).

Call from your home phone, as the computer matches it with your address. You will need to provide your social security number to the automated system, too. You can repeat the process to cover offers in your spouse's or kids' names. For more info, the web site is https://www.optoutprescreen.com/.

In addition to cutting down on the paper we must sort and throw away, this simple step also helps protect against identity theft. (Not that long ago, I read that criminals have been able to open lines of credit even with
torn-up credit offers!)

If you haven't already, you can also stop catalogs from piling up for the small price of $1.

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